Personal Lines Insurance

Your personal property is important to you – which means it is important to us. Personal Lines Insurance protects you or your family against loss that occurs in or to your personal property, such as your home or vehicle. Discuss Personal Lines Insurance options with a member of our knowledgeable team to find the coverage policy that protects you, your family, and your property in the way you need it to.

Home Insurance

Your home is likely one your largest and most important financial investments. As a homeowner you need to protect the persons and things in your home, as well as others who may visit you. This is a big responsibility but don’t worry, our team at Kirkham Insurance will guide you through the process of financially protecting your home and help you choose the best policy.

Tenants Insurance

As a tenant, it may be tempting to assume that your landlord’s home insurance will cover your personal property with your suite or room, however this is not the case. Tenant Insurance protects you from financial risk if something, like a fire or flood, damages your furniture, entertainment equipment, or other personal property, or if your landlord were to sue you to recover the cost of any home structure rebuilds or repairs. Speak with one of expert Insurance Brokers if you rent and are looking to protect yourself, your loved ones, or your personal property.

Condo Insurance

When it comes to your individual condo unit, your Condo Corporation’s Insurance is unlikely to apply. If an accident were to occur within your individual condo unit, you would likely be held responsible. Condo Insurance can provide protection for your personal property, as well as any improvements or upgrades made to the condo, loss assessments, personal liability, or additional living expenses. Learn more about Condo Insurance and how you can protect your home with one of our insurance brokers.

Auto Insurance

No matter what make and model of car you drive, a car accident can occur at any time to anyone, and it is best to be prepared. Auto Insurance is a necessity, both legally and for peace of mind. With Auto Insurance, you would be protected against costs due to replacement, damages, and public liability after a collision or other incident. There are also various optional coverage policies that provide additional protection to you. Our team at Kirkham will compare rates from the top contenders in Auto Insurance to find you personalized coverage that suits your needs.

After hours Emergency Contact

If you have suffered a major loss and require immediate assistance please call your insurance company’s 24 Hour Emergency Service number below.

Aviva Insurance – 24-hour Claims ……………………1-866-692-8482

Wawanesa Insurance – 24 Hour Claims ………….1-844-929-2637

Intact Insurance – 24 Hour Claims …………………..1-866-464-2424