5 Top Insurance Tips for a Stress-Free Home Move

Moving into a new home is a significant milestone in anyone’s life. It’s an exciting time filled with new opportunities, but it can also be stressful and overwhelming. One way to reduce stress during a move is to ensure you have the right insurance coverage.

Here are some tips to help make your home move stress-free:

Review Your Homeowner’s Insurance Policy

Before you move, you must review your homeowner’s insurance policy to ensure your new home will be adequately covered. You’ll want to ensure your policy covers the new property’s value, including any recent upgrades or renovations. It’s also a good idea to ensure your policy includes liability coverage in case anyone gets injured while on your property.

If you’re moving out of state, you must update your policy to reflect your new location. It’s also a good idea to take the time to review your policy limits, deductibles, and coverage exclusions. Ask your insurance agent if you need clarification on the coverage terms.

Consider Renters Insurance

If you’re moving into a rental property, you’ll need to consider renters insurance. Renters insurance covers your personal property, liability protection, and living expenses if you cannot live in the rental property due to damage or other covered events.

In addition, before purchasing renters insurance, inventory your belongings to determine the amount of coverage you’ll need. It’s also a good idea to ask your landlord about any insurance requirements they have and whether they’re responsible for any damages to the property.

Purchase Moving Insurance

Purchasing moving insurance is a good idea whether you’re moving across town or the country. Moving insurance covers your belongings during the move, protecting you from potential damages or losses.

Several types of moving insurance are available. Full value protection provides coverage for the full value of your belongings, while released value protection provides coverage based on the weight of your items.

Before purchasing moving insurance, ask your moving company about their coverage options and exclusions. Consider purchasing insurance coverage for high-value items like jewelry, artwork, or antiques.

Update Your Auto Insurance

If you’re moving to a new state, you must update your auto insurance policy to reflect your new address. Auto insurance requirements vary by state, so reviewing your policy and making any necessary changes is essential. 

In addition to updating your policy, you’ll consider purchasing additional coverage, such as collision or comprehensive insurance, if you don’t already have it. These types of coverage can protect your vehicle in case of damage or theft.

Take Pictures of Your Belongings

Taking pictures of your belongings before packing them is a great way to document their condition and protect yourself in case of damage or loss during the move. This documentation can be used as evidence when filing an insurance claim, making the process smoother and faster.

In addition to taking pictures, creating an inventory list of your belongings can help keep track of everything during the move. This can also be used as a reference when unpacking and help ensure nothing is lost or damaged in transit. 

By taking these simple steps, you can protect your belongings and have peace of mind during your move.


Moving into a new home can be stressful, but it doesn’t have to be. Reviewing your insurance coverage and purchasing additional coverage where necessary can protect you from potential damages or losses during the move. With these insurance tips, you can make your home move stress-free.

Looking for reliable home insurance brokers in Lethbridge? Look no further than Kirkham Insurance. Our team of experts can help you find the right insurance coverage for your needs, whether you’re looking for a car, home, auto, commercial, or life insurance. Contact us today to learn more!

Post by admin-kirkham

Leave a Reply

Your email address will not be published. Required fields are marked *